Providing Access To Online Working Capital For Small Businesses

Fundera: Line of Credit

My Story: Due to tax issue, I needed cash to cover a shortfall. Fundera got me the best deal an a much needed line of credit. A lot has been written of Fundera online, which helped me make up my mind. Let me explain why I chose them:

4.8/5 stars on Trustpilot from real, genuine customers,
Easy application, answer a few questions online
Fast funding (approved within minutes)
Low APR rate (most important!)

Get a Line of Credit

A Great Rate

$5,000,000

Max Loan Amount % 7 Lowest APR Rate

1 Day Time To Finding
Available in 50 States
6 Years Time In Business
No Origination/Closing Fees

Compare Rates Answer a few questions to see your personalized options

How To Get Started With A Line Of Credit

Funds available on demand Only pay for what you use Access to a revolving line Financing that grows with you Funds available on demand Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button. Only pay for what you use No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees. Access to a revolving line Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.` Financing that grows with you We support your business growth by getting you the right credit line for your business size at any stage. Compare Lines Of Credit

Application Was Easy

Minimum qualifications

What you need to apply

Line of Credit Application

Line Of Credit Vs Term Loans

Lower Costs A Business Line of Credit typically comes with lower interest rates and closing costs than traditional term loans of similar sizes Late Payments Late payments typically incur a higher interest rates on a line of credit Interest Rates Traditional term loans have regular interest rates over the loan, which is a major difference with a business line of credit. How You Use The Cash A business line of credit tend to work better for repeated cash flow issues, while term loans often make more sense when it comes to specific purchases or one-off business investments. However, this doesn’t necessarily mean you can’t or shouldn’t use a business line of credit for business purchases, too. Compare Lines Of Credit Today

Other Reasons To Pick Fundera

Designed for Growth Get 100% of the funds upfront to invest in projects that help grow your business. Transparent Pricing Their pricing is simple. Pay a fixed, weekly rate over 6 or 12 months, with no origination fee. Fast Funding Apply online in minutes and have funds deposited in your bank account in as fast as a few hours.³ Dedicated Advisors Their advisors are available to walk you through the process and help you obtain the funds you need.